Job Details

Amegy Bank is seeking a Senior Portfolio Manager to join the International Banking team in Houston or San Antonio, TX. International Banking is a full-service lending group specializing in financing solutions for exporters, importers, U.S. subsidiaries of foreign companies, and international corporates. The ideal candidate will possess the skills and experience necessary to:

• Manage all phases of the credit approval process.
• Prepare comprehensive credit memos analyzing financial statements, market risks, guarantor strength, and loan structure to assess creditworthiness, while ensuring compliance with internal credit policies and regulatory requirements.
• Oversee an assigned portfolio, including monitoring for delinquencies, matured loans, collateral, financial statements, borrowing base and covenant compliance, risk grading, and monthly reporting.
• Collaborate effectively with clients, peers, credit officers, and senior management.
• Stay informed on financial and market trends affecting the portfolio and assess their impact.
• Identify early warning signs and proactively manage deteriorating credits or emerging risks.
• Perform additional duties as assigned. Qualifications: Bachelor's degree in Finance, Accounting, Business, or a related field. Minimum of five years of experience in commercial loan underwriting, credit analysis, or a related area. Equivalent combinations of education and experience may be considered.
  • Strong knowledge of commercial lending, credit analysis, financial statement interpretation, risk assessment, credit monitoring, and loan documentation is required.
  • Formal credit training is preferred.
  • Familiarity with banking products, services, policies, procedures, and regulatory frameworks.
  • Proficiency in underwriting, financial modeling, valuation, and policy compliance.
  • Excellent communication skills-both written and verbal.
  • Strong organizational, analytical, and problem-solving abilities.
  • Ability to manage deadlines and prioritize effectively.
  • Proficiency in Microsoft Office applications, including Word and Excel.
  • Fluency in Spanish is preferred. Benefits: At Amegy Bank, we strive to create value for our customers, communities, employees, and shareholders. As a member of our team, we recognize the essential role you will play in our success. Our benefit plans are designed to help protect the health and well-being of you and your families, while helping you grow in your career.
    • Medical, Dental and Vision Insurance - START DAY ONE!
    • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
    • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
    • Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
    • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
    • Mental health benefits including coaching and therapy sessions
    • Tuition Reimbursement for qualifying employees
    • Employee Ambassador preferred banking products